Each year, the Sun Life Extended Health and Dental Care plans are reviewed with UBC’s Benefits Consultants to determine the appropriate premium rates to support claim costs expected for the upcoming year.
The following tables outline the required adjustments to the Extended Health and Dental Care plan premium rates, effective Jan. 1, 2019. The renewal rates are based on analyzing 12 months of past claims experience (Jul. 1, 2017 – Jun. 30, 2018) while incorporating ongoing inflation.
| Dental Plan | Current 2018 Monthly Rates | New 2019 Monthly Rates Effective Jan. 1, 2019 |
Adjustment |
| Single | $45.81 | $49.08 | + 7.14% |
| Couple | $91.91 | $98.16 | + 6.80% |
| Family | $136.26 | $145.80 | + 7.00% |
| Extended Health Plan | Current 2018 Monthly Rates | New 2019 Monthly Rates Effective Jan. 1, 2019 |
Adjustment |
| Plan 1 (LTM* $15,000) | |||
| Single | $60.19 | $51.16 | – 15.00% |
| Couple | $120.40 | $102.32 | – 15.02% |
| Family | $120.40 | $102.32 | – 15.02% |
| Plan 2 (LTM* $50,000) | |||
| Single | $92.48 | $103.94 | + 12.39% |
| Couple | $186.81 | $207.88 | + 11.28% |
| Family | $186.81 | $207.88 | + 11.28% |
| Plan 3 (LTM* $200,000) | |||
| Single | $63.75 | $65.66 | + 3.00% |
| Couple | $127.53 | $131.32 | + 2.97% |
| Family | $127.53 | $131.32 | + 2.97% |
* LTM – Lifetime Maximum
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