You will be reimbursed for 100% of the costs you and/or your eligible spouse paid on behalf of your surrogate for the surrogacy non-medical expenses noted in the following section up to a lifetime maximum of $2,000 per family.
THE PLAN COVERS SERVICES THAT INCLUDE:
- obtaining medical or other records,
- midwife/doula/lactation consultant,
- child care (for surrogate’s children)
- pet care for surrogate’s pet
- vitamins, minerals and herbal supplements,
- fitness services limited to pre-natal specific classes,
- nutrition counselling services (excludes the cost of food),
- legal services, and
- educational courses and materials related to surrogacy.
Expenses reimbursed for surrogacy are considered a taxable benefit (subject to Canada Pension Plan and Income tax deductions) and will be included on your paycheck and on your annual T4.
How do I make a claim?
After you’ve paid an expense, submit your receipts, along with a completed Supplemental Surrogacy claim form to Sun Life (all forms can be found on Benefits forms). The receipt must show you paid for the expense(s), and list the surrogate as the patient. The Supplemental Surrogacy Benefit contract number is 150520.
Your claims can be submitted via the following options:
- Digitally using the my Sun Life mobile app or members website. To submit digitally, follow these steps:
- On the mobile app, tap Documents at the bottom of the app (next to “Notifications”).
- After selecting “Benefits” please select “Medical or dental plans”
- Select “Client Care Centre requests”
- Select “Medical/dental” then “Medical”
- Enter FBPSURROGACY when asked for document or claim number
- Add photos of the completed surrogacy enrolment form and submit
my Sun Life members website
- Log into mysunlife
- Click on “Submit a claim” or "Benefits centre"
- Click on Claims” at the top of the page
- Select “Submit documents”
- Select “Client Care Centre requests”
- Select “medical”
- Enter FBPSURROGACY when asked for document or claim number
- Upload the completed surrogacy enrolment form and “Submit”
You can also submit by regular mail to the claims office noted on the claim form.
For more information
The outline above is a descriptive summary of the plan and is not a contract. All terms and conditions are governed by Contract Number 150520 with Sun Life Assurance Company of Canada. In the event of a discrepancy, benefits will be paid according to the official document and applicable legislation.
For complete details about your Surrogacy Benefit, refer to the Sun Life benefits booklet for your employee group.