Benefit | Optional or Mandatory | Available up to specified age | Effective Date | 2025 | 2025 |
Extended Health Plan (includes Surrogacy & Adoption Plan) | Optional | End of calendar year you turn age 71 | Date of hire. If you are new to Canada, you have an MSP “statutory waiting period” consisting of the balance of the month of arrival, plus two months. You will be enrolled in the Extended Health Plan on the first of the month immediately following the waiting period. | $0 | Single: $125.56 Single + dependent: $298.92 Family: $298.92 |
Dental Plan | Optional | End of calendar year you turn age 71 | Date of hire. | $0 | Single: $100.52 Single + dependent: $191.04 Family: $329.44 |
Employee and Family Assistance Program | Mandatory | End of calendar year you turn age 71 | Date of hire. You will be automatically enrolled in this benefit. | $0 | $4.00 |
Disability Benefit Plan | Mandatory | Under 65 | Date of hire or on extension of your appointment to 12 months or more. You will be automatically enrolled in this benefit. | 1.114% of regular earnings | $0 |
Basic Life Insurance | Mandatory | End of calendar year you turn age 71 | Date of hire or on extension of your appointment to 12 months or more. You will be automatically enrolled in this benefit. | $0 | $0.071/$1,000 of benefit (salaried); 0.206% (hourly) based on regular earnings |
Employees | Optional | End of calendar year you turn age 71 | You are eligible to apply on your date of hire or on extension of your appointment to 12 months or more; however, you must submit a Health Statement with your application, which is subject to approval by the insurer. | Depends on age, amount and smoker status. Please see the OPT table and AD&D table | $0 |
Spouses | Optional | Employee is under age 65 | Your spouse is eligible to apply on your date of hire; however, they must submit a Health Statement with their application, which is subject to approval by the insurer. | Depends on age, amount and smoker status. Please see the OPT table and AD&D table. | $0 |
Staff Pension Plan (monthly paid employees only) | Mandatory | End of calendar year you turn age 71 | Date of hire or on extension of your appointment to 12 months or more. You will be automatically enrolled in this benefit. | 6.5% of gross annual salary | 9.4% of gross annual salary |