If you are on short-term sick leave or unpaid medical leave and unable to work for six months or more due to illness or injury, you may qualify for long-term disability, which will provide you with a monthly income at a percentage of your regular salary.
Your long-term disability plan is called the Disability Benefit Plan (DBP). Sun Life is UBC’s insurer for the DBP.
The information applies to you if you are a member of one of the following employee groups:
- Administrative Executives enrolled in the Staff Pension Plan,
- CUPE 2278, or
- Management & Professional (including Service Unit Director).
If your annual 2020 salary is more than $171,790.00 and you were hired on or after January 1, 2007, please see refer to the long-term disability information on the Faculty page.
When you should apply
If you are in your third month of absence from work due to illness or injury and it does not seem that you will be able to make a full return to work, you should apply for long-term disability. Call the Benefits Claims & Finance Associate at 604-822-8696 or email email@example.com to learn how to apply for benefits and to obtain the application forms you’ll need.
If you are on an unpaid medical leave
If you have used up your paid short-term sick leave days and have not yet completed the elimination or waiting period for the DBP, you will be placed on an unpaid medical leave. During your unpaid leave, you have the option to continue receiving coverage for your DBP and your other benefits if you pay the full cost of these premiums.
If you are on an unpaid leave of absence during the elimination period, you will receive a Benefits Task in your Workday inbox to make your elections for On Leave benefit plans. Once you submit your benefit elections, a Benefits Partner from Payroll will check that your benefits elections are correct and notify you of the monthly cost.
If you decide not to continue your DBP coverage or fail to pay your premiums, you are no longer eligible to receive DBP benefit payments after the qualification period. Your coverage will be reinstated when you return to active work.
If you are receiving DBP benefit payments, you are expected to make reasonable efforts to:
- recover from your disability, including participating in any reasonable treatment or rehabilitation program and accepting any offer of reasonable modified duties from UBC, and
- obtain benefits that may be available from other sources.
Your DBP benefit payments may be withheld or discontinued if you do not fulfill these responsibilities.
For more information
The outline above is a descriptive summary of the plan and is not a contract. All terms and conditions are governed by Contract Number 100328 with Sun Life Assurance Company of Canada. In the event of a discrepancy, benefits will be paid according to the official document and applicable legislation. For complete details about your Disability Benefit Plan, refer to the Sun Life benefits booklet.
Management & Professional
If you were disabled prior to June 1, 2010, please refer to the Sun Life benefits booklet for Contract Number 023218.
If you were disabled prior to December 1, 2010, please refer to the Sun Life benefits booklet for Contract Number 023218.